Flood Insurance

Flooding is the most common natural disaster, and you don’t need to live near a coast to be at risk.

Let’s start by first explaining what an insurance company considers flooding. Flooding is surface water entering the home through ground-level doors, windows, window wells, garages, and walkout basements. Not to be confused with water backup of sewers and drains that may cause flooding in your home, or burst pipes. 

Traditional homeowners policies (even Prizm's carriers) do not automatically cover flooding. So whether you live in an area prone to flooding, or you notice your property holds a lot of water during heavy rains, to fully protect yourself from flooding you’ll need to add additional coverage. 
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Prizm has many options to protect your home from flooding, whether it’s through our primary carriers or with a stand-alone flood company, we can ensure we’ll provide you with the coverage you need at the best possible price available.